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Dubai mortgages up by AED1 billion in Q2, says DubaiFocus

The value of mortgages issued in the second quarter of 2009 is up AED1 billion from the first quarter…


August 24, 2009 2:00 by

The value of mortgages issued in the second quarter of 2009 rose by AED1 billion from the first quarter totaling AED8 billion, according to statistics released by DubaiFocus, a product of in collaboration with the Real Estate Regulatory Agency (RERA) and the Land Department.

The study shows that 39 banks registered 1,365 mortgages in Dubai during the second quarter of 2009. It also shows that mortgages issued during this period were down 77.3 percent compared with the same period last year.

Ahmet Kayhan, CEO,, said: “At present, the UAE is witnessing a downward correction in loan-to-value ratios as the market dynamics continue to shift, thereby making the Dubai property market more accommodating to buyers and end-users.”

“With more banks offering competitive lending ratio especially during this economic downturn, it is no surprise that Dubai’s mortgage market has amounted to such staggering value despite the slowdown. The information from ‘DubaiFocus’ establishes a positive trend for the mortgage market, among other data that can provide valuable insights to guide users in making informed decisions,” added Kayhan.


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